Jun 4, 2026

Is your 401k employer match really free money? We break down how the match actually works and what nobody tells you.

We're diving into the critical topic of retirement planning, specifically addressing the volatility of investments like 401ks. If you're concerned about market dips impacting your retirement savings, we...

May 28, 2026

Your 401k says 25% average return — but your actual return could be zero. Here's the math.

👉 Find more Without the Bank here: https://www.youtube.com/@MaryJoIrmen?sub_confirmation=1 
👉 Get the book: https://www.withoutthebank.com/book 

Part 4 of the 401k Half-Truths series breaks down the biggest illusion in...

May 21, 2026

What happens to your family the day you're gone — not financially, but humanly?

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👉 Get the book: https://www.withoutthebank.com/book

In this episode, I share what I learned after delivering my first death claim, and after seeing what...

May 14, 2026

Paul Atkins owns 54 life insurance policies — and it reveals everything financial gurus miss.

👉 Follow Mary Jo Here: https://www.youtube.com/channel/UCXYvzroUouEMsTGKFw5nJHQ 

The SEC Chairman's financial disclosure shocked professors at Florida State, Illinois State, and the University of Georgia. But for anyone...

May 7, 2026

The 401k access rules they never taught you — RMDs, hardship withdrawals, loans & hidden costs.

👉 More Without the Bank Here: https://www.youtube.com/channel/UCXYvzroUouEMsTGKFw5nJHQ 

In this episode, Tarisa breaks down the third half-truth of 401k plans: access and distribution. The rules around when and how...